Know someone who deserves a shout out?

We’re giving back to people making a difference in our communities. Nominate someone who’s made life that little bit better and we’ll see how we can help them out with a Pepper Money Shout Out.

What are we doing?

The past couple of years have been tough for us all. That’s why we’re asking everyday Aussies about the people who’ve made a difference in their lives.

Each month we’ll be surprising some of these lovely people with a big thank you for being so kind-hearted. It’s our way of giving back to those who’ve helped others succeed in ways big and small.

Check out some of the awesome nominations

Libby Fisher

Jennifer Gibson

SInce she was eleven years old this amazing young woman has been working tirelessly on creative projects to raise funds and resources to help wildlife carers around Australia and to protect habitat. She is still only 16 and has fund raised over $20,000 towards wildlife care and conservation, set up her own charity, planted trees for koala habitat, run clean up Australia day events, volunteered at shelters, given talks to school and scout groups, worked alongside other rescuers and now become a wildlife rescuer herself.

My foster mum and dad

Danielle hayes

With out my foster parents, I would not be the women I am today. They gave up there own life, freedom to raise me a foster child who was not wanted by there birth family My foster parents gave up everything they ever had and gave it to me so I could have the best in my life now I want To help them I love them so much the day they pass away my life will never be the same and I want to say thank you For everything

The Principal Team and staff of Kingswood Primary School in Dingley Village Victoria

Victoria Louise Lemmer

Throughout 2020 and 2021 our son's primary school Principal and all of the staff of the school, particularly the teachers, went out of their way to ensure that our children and the families of all students at the school were supported throughout the periods of remote learning and for when the children returned to on-site learning. The Principal sent out weekly videos of support to the entire school community. The Principal team and teachers created a 'Learning Hub' platform so that families could more easily navigate their children's learning. Teachers made themselves available to students and their families at all hours of the day for support, encouragement and learning. Many of these teachers made their students the priority above their own mental and physical wellbeing. All of the school's staff were burnt out by the end of 2021. Some staff left the profession all together. Our Principal, Mr. Aaron Cox always ensured that the students' wellbeing was the ultimate priority. Remote learning was a terrible, exhausting, stressful time for all of us but I always knew that Mr. Cox was doing everything he possibly could to ensure our entire school community managed the situation as best we could. He made himself personally available to all of us and I had many conversations with him over this period when I thought I couldn't cope with another day of remote learning.

Adam Nicholson


Adam is my husband. We have an 18 month old son. On Christmas night 2021, I went into premature labour at only 23 weeks. I ended up with sepsis and our little girl sadly didn’t make it. Since then, I’ve not been able to return to work and have struggled enormously. Adam, however, has shouldered the financial burden. He gets up every day full of positivity and strength and looks after me and our son. He rushes home from work every day to be with his son and I, and he works all weekend around the house, without ever taking a single moment for himself. He’s the most supportive, wonderful man I’ve ever met. He stands so strong despite our heartbreak and never does anything for himself. He’s the reason our family survived the devastating loss of our little girl.

Tash Sanjay

Jeni Lacis

Tash works full time and has 2 young children but has worked tirelessly with feeding the homeless in the city, she's even started a new charity, The Alfresco Community Kitchen because the previous one she volunteered for collapsed. She also created a debating curriculum for girls in high school to teach them self confidence and public speaking outside of school hours. She managed this for over 10 years. On top of this, she volunteers at her local church and soup kitchens. She's a saint!

Jordan Richardson, brother

Trakese Knox

He’s been one of the greatest people to walk into my life and instantly just felt the bond with him. Such a happy joyful person, never fails to put a smile on anyone face. Couldn’t go anywhere without him.

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The Pepper Money Shout Out

For over 21 years we’ve been helping people all over Australia with our home, car, commercial and personal loan options. Given things have been a bit tough lately, we wanted to see what else we could do. Towards the end of 2021, we conducted our Real Life Difference research and asked Aussies what they rely on more than anything else in tough times, and the resounding response was the support of others. From mowing lawns and feeding pets, to helping out with renos and caring for kids - or even just listening when someone needed them. Lending a helping hand in tough times is the biggest difference we can make.

So, we decided to take some of the money we’d normally use to make ads, to instead reward those who’ve helped each other out. Which is why you’ll notice our ads might look a bit stripped back this year. And we’re really proud of it!

From April to December 2022, we’ll be reviewing nominations to hear about those standout people and organisations who have made a real life difference to those around them.

If someone has helped you in a way big or small, then we’d love to hear about it. Tell us how they made a difference to you, and we’ll see if there’s a special way we can thank them.